πŸŽ‰ Limited-time launch offer: Sign up by 1 November 2026 β€” fundraisers get their first $3,000 raised fee-free, businesses their first $5,000 of sales. A credit you keep, with no expiry.
GGenerous.nz

Help centre

Search for answers about fundraising, selling, donations, payments and more.

Getting started

Creating an account→
You can sign up with an email and password on the registration page, or with Google/Apple once social login is configured. Accounts are free β€” you only pay the platform fee when you raise money. Bought something without an account? One is created automatically after your first payment, and you'll get an email with a secure link to set a password.
Discount and coupon codes→
If you've been given a code, enter it when you sign up or later from your go-live checklist. There are two kinds:
  • Group discount codes β€” a percentage off the platform fee for a school, club or group (50% off means 2.5% + GST instead of 5%).
  • Coupons β€” usually a fee-free amount (for example the first $500 raised), a reduced rate after that, or both β€” sometimes with an end date.

A coupon's fee-free amount is a credit on your account, so it doesn't expire β€” it's yours until it's used up. Your dashboard shows how much fee-free fundraising is left and when a reduced rate ends. Anything outside the benefit is charged at the standard 5% + GST, and Stripe's card processing always applies.

One code per account. And if a sign-up offer is running (the launch offer, for example), new accounts get it automatically β€” you don't need a code for that. The sign-up page always shows the current offer.

Connecting your payout account→
Before you can receive donations or sales, connect a payout account from your dashboard using the "Connect your payout account" button. This opens secure Stripe onboarding; money then pays out to your NZ bank account.
Tips for a fundraiser that works→
We keep a playbook of what actually raises money on the Tools for success page β€” how to structure the story, goals people can back, photos that work, making giving easy, selling items, teams, local businesses, sharing, and a day-one checklist.

The short version: be specific about what the money buys, add a real photo, make your own first donation, send the link directly to ten people you know, and post an update every few days.

Setting up your first fundraiser→
Go to New fundraiser and follow the steps: title, story, goal, cover image, and campaign type. You can save as a draft or submit for moderation right away.
Campaign types→
Campaigns come in six types: donations, product sales, event tickets, raffles (licence required), peer-to-peer supporter pages, and supporter subscriptions. You choose the type when you create the campaign, and it's fixed after that β€” each type adds its own setup (a licence number for raffles, an event date for tickets, teams for peer-to-peer, and so on).
How goals and progress work→
Your goal is shown as a progress bar on your public page. The bar counts donations and product sales (including wholesale sales), so it tells the truth on every campaign type. Goals are optional.
  • Almost there: the bar shows how much is left to go, which encourages supporters to help you cross the line.
  • Goal reached πŸŽ‰: the bar celebrates, your supporters are emailed, and an update is posted to your campaign automatically.
  • Extend the goal: once you reach it, you can raise your target from your dashboard β€” this resets the "almost there" urgency and lets the celebration fire again at the new goal.

Fundraisers

Creating a fundraiser page→
Every campaign gets its own public page at /f/your-campaign-name once approved. You can share the link anywhere.
QR code for your fundraiser page→
From Edit fundraiser you'll find a Share your page box showing a QR code for your public page β€” with the Generous.nz G in the middle. Anyone who scans it lands straight on your fundraiser.
  • Use it on posters, flyers, receipts, newsletters or anything printed.
  • Click Download QR (PNG) to save a high-resolution copy.
  • The code always points to your live /f/… page, so it keeps working even if you redesign your campaign.
What are you fundraising for? (reasons)β†’
When you set up a campaign you can tick what you're raising for β€” medical costs, education, sport, community projects, animal welfare, environment, arts & culture, faith, emergencies, events and more.
  • Your selections show as badges on your public page so supporters and businesses can see your cause at a glance.
  • Our AI checks your story against your selections in the background. If a tag isn't supported by your story it's removed (and the campaign is reviewed), and tags your story clearly describes are added.
  • Some businesses choose not to fundraise for certain causes. If you're raising for one of those, their catalogue items show as not available for your fundraiser.
Writing your story→
Tell your story in your own words on the campaign creation form β€” who you are, why you're raising money, and what the funds will do. Stories are reviewed (by AI and, where needed, a human) before a campaign can go live, and honest, specific stories tend to raise more.

Prefer a helping hand? Type a few sentences in the story box (who you are, what happened, what the money is for), then tap ✨ Generate with AI to expand your notes into a full draft β€” the button unlocks once you've written enough detail, and you can edit the draft before publishing.

Adding updates→
From your public campaign page, post an update to keep supporters in the loop. Updates are emailed to opted-in supporters and sent as push notifications to those with notifications enabled.
Sharing your fundraiser→
Copy your public page link and share it anywhere β€” social media, email, newsletters. The AI tools can draft social posts for you.
Campaign settings→
Owners can edit their campaign from the dashboard β€” the story, goal (including removing it), cover image, category and the reasons they're fundraising for. Two things are fixed once it's created: the campaign type and the web address (/f/…).

Editing a live campaign puts it back through a check. If you change what the page says β€” the story, title, photos, category, reasons, thank-you message, charity claim or raffle details β€” it's reviewed again before going public, usually within a minute, and you'll see a note on the form telling you so. Changing the goal, the end date or your campaign settings applies immediately.

Closing or archiving a campaign→
Two different things, depending on what you need:
  • Holiday mode (Account β†’ Holiday mode) pauses a campaign for a set period and reopens it automatically β€” the right choice if you're just away for a while.
  • Archiving ends it: the page comes off the public site and stays off, and anyone with the link sees that it has closed.

Either way, orders, donations and payout records are retained for reporting and GST purposes. Want the whole account removed? See Closing (deleting) your account β€” that's only possible once recent sales and any money still in flight have cleared.

Peer-to-peer supporter pages→
Peer-to-peer campaigns let your supporters raise on your behalf. Switch it on when you create the campaign (there's a Peer-to-peer toggle in the campaign form), and anyone can then create their own page from your campaign page β€” a personal story, their own goal, and optionally the team they're part of.
  • Each supporter page has its own shareable link (/p2p/…) they can send to their own friends and whānau.
  • Donations on a supporter page count towards both that page's goal and your main campaign total, and show in your campaign stats.
  • Teams are set up by the organiser (name and an emoji); supporters pick one when they create their page, and your campaign page shows a team leaderboard.
  • Everyone who raises for you gets their own thank-you and receipt emails, and you can see all the supporter pages created from your campaign page.
  • Supporter pages take donations. Products, tickets and raffles stay on your main campaign page.
Delivery and shipping charges→
Businesses that sell physical items can choose where they deliver (all of New Zealand, North Island or South Island) and set simple metro and rural delivery charges.
  • At checkout you enter the delivery address, including the 4-digit postcode. We work out the correct zone from the postcode and add the right delivery charge to your order.
  • The AI double-checks the address against the postcode and the supplier's coverage. If something looks off, the order is checked by a human before it's fulfilled.
  • If the supplier doesn't deliver to your area, the order can't be placed and you'll see why.
Raffle campaigns→
Raffles require a licensed raffle number β€” you can't create the campaign without one, and we check it against an active registration on file.
  • A person always reviews raffles. The AI never approves one, no matter how straightforward it looks β€” a moderator verifies the licence before ticket sales can start.
  • Sales pause automatically if the licence expires, and ticket purchases are blocked until it's renewed.
  • If the number isn't on file, we'll reject the campaign with the reason and you can resubmit once it's listed β€” see the Prohibited Items List for the rules.

Selling items

Listing an item→
From your dashboard, choose "New listing", pick your fundraiser, and add a title, price, description, photos and inventory. Listings are moderated before going live.
Running a club or school shop→
A club shop sells gear people actually want β€” hoodies, tees, caps, bags β€” instead of asking for money. A supplier prints and ships; the club never buys stock up front and keeps the margin on every order. Open Dashboard β†’ Club shop for the full guide, the supplier brief and the size list.

How to set one up

  1. Create a campaign from the Club shop template β€” it sets the campaign type to product sales and gives you a 21-day order window to edit.
  2. Add gear from a business's catalogue (they print and ship, you keep the margin) or list items the club already owns.
  3. Ask your supplier to add a required Size option to each garment β€” there's a one-click β€œStandard clothing sizes” button on their product form. Buyers then can't check out without choosing a size, and you see it on the order.
  4. Set the order close date, then share the shop link with members.

What happens on an order. The buyer pays through the checkout and the supplier is paid directly β€” Generosity never holds the money, and neither does the club. The club's margin is paid to the club by the supplier on top of the sale, and appears in your dashboard. Orders close on your chosen date, so the supplier does one print run and nobody is left with unsold stock.

Tell your members when it arrives. Most NZ club gear lands about two weeks after the window closes β€” put that date in your story so nobody has to ask.

Not sure what to send a printer? Look at the sample club shop β€” a whole shop filled in with example gear, prices, sizes and the print run behind it. Show them that instead of explaining it.

Uploading photos→
Upload JPG, PNG, WebP, GIF or AVIF images up to 5 MB each β€” you'll see a preview as you add them. You can upload several at once: hold Ctrl/Cmd in the file picker to select multiple, or drag & drop a batch onto the Upload photo button. Up to 12 images per product. Every upload is automatically resized to a 600px long edge (quality 80) before it's stored, so pages stay fast. You can also paste image URLs.
AI product descriptions→
Use "Generate with AI" on the listing form to draft a clear description, then review and edit it before submitting.
Pricing your items→
Prices are set by you in the campaign's currency. A 5% + GST platform fee applies to each sale (NZD); the net amount is paid out to your connected bank account.
Pickup and delivery options→
Every listing can be fulfilled by pickup, courier, local delivery, or digitally (vouchers) β€” you choose when you create the listing and add the details buyers need:
  • Pickup β€” add a pickup location so buyers know where to collect.
  • Courier β€” add metro and rural delivery charges if you charge for shipping.
  • Local delivery β€” describe the area you cover (e.g. within 20 km of Christchurch CBD).
  • Digital β€” for vouchers; nothing to ship.
After a sale you'll set the delivery or collection date and add courier tracking β€” see Fulfilling orders and adding tracking.
Managing inventory→
Set how many of each item you have. Stock decreases automatically as orders are paid, and items show as sold out when depleted.
Editing or removing a listing→
Owners can edit listings (changes re-run moderation) or remove them so they're no longer purchasable.
Prohibited items→
Weapons, drugs, counterfeit goods, stolen items, unlicensed raffles and more can never be listed. See the full Prohibited Items List.
Fulfilling orders and adding tracking→
When someone buys your item it appears under Sales & orders in your dashboard with the buyer's details.
  • Set the delivery or collection date.
  • Choose the courier (NZ Post / CourierPost, Aramex, or Other) and enter the tracking number.
  • Click Save & notify to email the buyer the update, or mark the order shipped / complete.
The buyer automatically receives an email with the courier and tracking number, including a direct Track your delivery link (NZ Post links go straight to the parcel). Wholesale orders are fulfilled by the supplying business β€” fundraisers see "Managed by the wholesale business" and don't need to do anything.

Donations

How to donate→
Open any campaign page and use the donate form. You don't need an account β€” payment is handled securely by Stripe.
One-off vs recurring donations→
Choose a one-off gift, or tick Make this a monthly donation to give every month. On campaigns that offer supporter tiers you can name the tier you're giving at.
  • One-off gifts are charged once and receipted straight away.
  • Monthly gifts keep going until you stop them β€” each one gets its own receipt, and the fundraiser can see the support as it arrives.
  • To stop or restart one, use My purchases β†’ Recurring donations in your dashboard β€” see Managing a recurring donation.
Managing a recurring donation→
Monthly gifts can be stopped β€” or restarted β€” without emailing anyone:
  • Sign in and open My purchases, then the Recurring donations section at the top. (Gave as a guest? Sign in with the same email β€” your receipt has a link to set a password.)
  • Press Cancel this next to the gift you want to stop. It ends at the end of the current period β€” you won't be charged again, and nothing is taken back from the fundraiser.
  • Changed your mind? The same page shows Resume until that date passes.

The page can stop and restart a gift; it can't yet change the amount or the card on an existing one. Email support@generous.nz and we'll sort that β€” or cancel one set up with an email you no longer use.

Cancelling a recurring gift doesn't unsubscribe you from the campaign's update emails; those have their own unsubscribe link at the bottom of every update.

Anonymous donations→
Tick "Donate anonymously" and your name won't appear on the supporter wall. Your email is still used for your receipt.
Covering platform fees→
Tick "Cover the platform fee" and your gift includes the 5% + GST fee amount, so the fundraiser receives the full gift and can pay the platform fee from it.
Donation receipts→
A receipt is emailed automatically when your donation completes. Keep it for your records; tax treatment depends on your situation and the campaign's status.
Refunds for donations→
Donations are generally non-refundable, but mistakes, cancelled or fraudulent campaigns are handled case by case. See the Refund Policy.

Payments & payouts

How payments work→
Every payment is a direct charge: the buyer pays the seller's own Stripe account, and Stripe pays the seller out to their bank. Generous.nz never receives, holds or routes the money.
  • Donations and items the fundraiser sells themselves are paid to the fundraiser.
  • Wholesale items are paid to the supplying business (they're the seller of record and they fulfil the order). The business then pays the fundraiser's share automatically from a card they save once.
  • Receipts show the seller's name β€” the business for wholesale items, the fundraiser otherwise.
  • The platform fee is not taken from the payment. It's invoiced to the fundraiser separately (see β€œUnderstanding platform fees”).
Who am I buying from?β†’
The seller named on the listing β€” not Generous.nz.
  • Wholesale items are sold and fulfilled by the supplying business. Their name shows on the listing, on the Stripe checkout page and on your receipt, and your purchase contract is with them.
  • Everything else is sold by the fundraiser or organisation who listed it.
  • We run the platform only. We never receive or hold your payment, so we are not the seller and cannot refund a payment ourselves.

If a business closes or stops trading before your order arrives, your claim is against that business. Refunds and chargebacks come from their Stripe balance β€” and if that isn't enough, Stripe may attempt to debit their bank account. You can also raise a chargeback with your card issuer; keep your receipt, and contact us β€” we'll suspend their listings and send you the order and fulfilment records we hold.

See the Refund Policy for the detail.

Understanding platform fees→
The platform fee is 5% + GST (15% on the fee) for NZD transactions.
  • Fundraisers get a fee-free start. Their first slice of fundraising carries no platform fee β€” $250 as standard, and more while a sign-up offer is running (the sign-up page shows the current amount). Signing up in time earns the bigger credit, and it never expires. Your dashboard shows exactly what is left, and a coupon can add to it (see Discount and coupon codes). After that the 5% + GST fee is invoiced weekly and charged automatically to the payment card you save in your dashboard β€” nothing is ever taken out of a donation.
  • You don't need a card to get started. A connected payout account is all that's needed to go live, so you can raise from day one. Fees only start once your fee-free allowance is used up; anything owed is recorded and settled automatically the moment you add a card. Your dashboard shows the amount owing, and we'll email you a reminder (once per billing period at most) rather than block your page.
  • Donors can choose to β€œcover fees”, which adds the fee amount to their gift so the fundraiser keeps more of it.
  • Businesses pay the fundraiser's share (minimum 10%) from a card they save once, plus a 5% + GST platform fee on the sales generated through fundraisers β€” invoiced weekly and charged to the same card. Your first slice of sales is free β€” $1,000 as standard, more during a promotion (no platform fee), credit can be applied, and there's no charge if there are no sales.
Fundraiser's share invoicing (for businesses)β†’
When a fundraiser sells one of your products, you receive the full sale amount directly into your Stripe account. You owe the fundraiser a share (minimum 10% of the sale price).
  • We batch the fundraiser's share and automatically generate an invoice from the fundraiser to you.
  • The invoice is charged to the payment card you add once in Billing (Dashboard β†’ Wholesale β†’ Billing).
  • The money goes straight to the fundraiser's Stripe account β€” it never passes through us.
  • You also receive a separate weekly platform-fee invoice (5% + GST of sales generated), charged to the same card.
  • Refunded or disputed orders cancel the fundraiser's share on that order.
  • Direct sales: if a buyer purchases your product straight from the catalogue (no fundraiser), the share is paid to the Generous.nz Community Campaign using the same automatic invoicing. If the buyer came via a fundraiser that added your product, that fundraiser gets the share instead.

Add your card in Billing.

When payouts are sent→
Payouts are made through Stripe Connect to the connected bank account on Stripe's payout schedule, once the account's onboarding is complete. Your own sales and donations pay straight to your Stripe account. Wholesale shares are batched weekly (7 days) β€” and on new fundraiser accounts, shares are held for 30 days from the first wholesale sale before they start settling weekly, as a fraud protection.
Viewing payout history→
Platform staff can view and manage all payouts in the admin Payouts area, including manual records and status tracking.
Failed or delayed payouts→
Payout failures are usually bank-detail or onboarding issues. Check your Stripe account status; admins can see failure reasons on the Payouts page.
Refunds and chargebacks→
Refunds are processed back to the original payment method. Because the seller is the merchant of record, refunds and chargebacks come out of the seller's Stripe balance β€” the business for wholesale items, the fundraiser for their own items and donations. The share on a refunded wholesale order is cancelled automatically. See the Refund and Dispute policies.
Dispute resolution→
Start by contacting the other party, then request platform help. Full process: Dispute Resolution Policy.
Vouchers — codes, PDFs and redemption→
Vouchers are bought from a fundraiser's page like any other item. The moment payment goes through:
  • The buyer is emailed the voucher code(s) automatically, with a printable page and a PDF download.
  • Codes are single-use β€” once sold, they are never reused.
  • The voucher shows what it's for, who it's from (the business), the fundraiser it supports, how to redeem, and the conditions.
  • Gift purchases email the voucher to the recipient too.
Buyers can always find their vouchers (codes and PDFs included) under My purchases. Businesses see every code they've sold and mark codes redeemed from their Voucher sales page.
Buying items and vouchers from a fundraiser→
On a fundraiser's page, the Shop to support section lists everything they're selling β€” their own items and offers from NZ businesses. Tap a card for the full listing, then pay by card (Apple Pay and Google Pay work too). You don't need an account to buy.
  • The seller's name is on the listing, at checkout and on your receipt. Wholesale items are sold and delivered by the business; everything else by the fundraiser. Nothing is sold by Generous.nz itself.
  • Vouchers arrive by email the moment you pay, with a printable page and a PDF. Buying one as a gift? Add the recipient's name, email and a message, and they get it too.
  • Delivery charges (metro or rural) are worked out from your postcode at checkout, and pickup or local delivery is shown on the listing.
  • Every order lands in My purchases, with courier tracking and your voucher codes.
My purchases and tracking your orders→
Every purchase is linked to a Generous.nz account. If you buy without signing in, an account is created automatically after your first payment and you'll get a "Your Generous.nz account is ready" email with a secure link to set a password.
  • Sign in and open My purchases (in your dashboard menu) to see every order: item, campaign, amount and status.
  • Delivery β€” expected date and address, courier, tracking number and a direct track link.
  • Vouchers β€” your codes, gift details, how to redeem, and "Download PDF" / "View & print" buttons.
  • Bought something as a guest before? Signing up with the same email links those orders to your account automatically.

For businesses

How wholesale works→
Businesses offer products or vouchers at a wholesale cost; fundraisers add them to their pages and keep at least 10% of every sale. Buyers pay the business directly (via Stripe Connect), and the business fulfils the order β€” the platform never holds the money.
  • Apply from your dashboard (For businesses) β€” free to list, no charges until you have sales.
  • Set your sale price and minimum share (10%+), plus voucher codes and redemption details for vouchers.
  • Fundraisers browse the catalogue and add your items to their store in one click.
  • You get each order with the buyer's details, mark it fulfilled, and add courier tracking.
  • Buy now: anyone can also buy a product directly from its catalogue page without a fundraiser. The business still receives the payment and fulfils the order; the share on that direct sale supports the Generous.nz Community Campaign.
  • Signed-in fundraisers see a "Sell & make up to $X" figure on each product, showing what they'd earn per sale at the minimum price.
Wholesale go-live checklist→
Your store isn't live until the first three items on the Go-live checklist are complete:
  • Wholesaler application approved β€” apply from your dashboard; the application is reviewed (AI-screened and human-approved) before you can list anything.
  • Stripe payout account connected β€” without it, no order can ever be placed.
  • Payment card added β€” platform fees and fundraiser shares are charged to it automatically; without it, items can't go live.
Then make sure you have a first product approved (AI review or moderation) that's active and not expired, and β€” for voucher products β€” codes available (generated or pasted), or buyers will hit "out of voucher codes". The checklist shows your progress with a bar and marks items done as you complete them.
How many products can I list? (35 active)β†’
Each wholesale store can keep up to 35 active products in its catalogue. Paused and removed items don't count β€” pause or delete an item to free up a slot. Your catalogue page shows a bar with how many slots you've used and how many remain, and the "Add product" button greys out once you hit the limit.
Fee credits and referral free sales→
Three things can reduce what a business pays in platform fees:
  • Free sales. The first slice of your lifetime sales carries no platform fee β€” $1,000 as standard, or the bigger amount offered when you signed up during a promotion. It applies automatically as you sell; there is nothing to claim.
  • Referral free sales. When a business you referred joins and completes its go-live setup, you earn $200 of free sales on your own account. It stacks on top of your starting allowance and doesn't expire β€” keep referring and it keeps growing.
  • Fee credit. We sometimes put a dollar credit on an account (a promotion or goodwill). Credit is applied to the fee and GST before your saved card is charged, and whatever isn't needed carries over to the next invoice.

One thing to know: if you joined with a wholesale discount code, that code's percentage replaces the free-sales offer while it's active β€” they don't stack. When the code expires, the standard free-sales offer applies again.

Your standing is shown in Dashboard β†’ Wholesale β†’ Billing: how much free-sales volume is left, any referral balance, and any credit on the account.

Choosing which causes you support→
From Dashboard β†’ Wholesale β†’ Restrictions you can choose which causes you'd rather not support:
  • Tick a cause and your items are hidden from fundraisers raising for that cause β€” they can't add your offers to their store.
  • Tick Generous.nz Community Campaign and your items won't be offered for direct purchase on the public catalogue, but fundraisers can still sell them.
  • Fundraisers never see the reason β€” excluded items just don't appear for the causes you've ticked.
Setting up voucher products→
From Catalogue products β†’ Add product, choose Voucher:
  • Add a How to redeem note (the exact steps buyers follow) and conditions β€” both are shown on the buyer's voucher.
  • Generate voucher codes or paste your own in bulk; every code is single-use. Prefer hands-free? Switch on auto-generated codes and a fresh unique code is minted automatically for every sale (up to your stock).
  • When a voucher sells, the buyer gets the code by email with a printable and PDF voucher; you see the sale in Voucher sales.
  • Mark codes redeemed as customers use them, so you always know what's outstanding.
Fulfilling wholesale orders→
Orders appear in Orders to fulfil with the buyer's delivery details. Set the delivery or collection date, choose the courier (NZ Post / CourierPost, Aramex, or Other), add the tracking number, then save-and-notify or mark shipped / complete. Buyers are emailed automatically with the courier and a direct tracking link.

You can export your orders as a CSV anytime for your own system or shipping labels.

Stripe setup

Full Stripe account setup (step by step)β†’

To receive money on Generous.nz you connect a Stripe account β€” the same safe system used by thousands of NZ businesses. Stripe is legally required to verify anyone who receives money, so onboarding asks a few more questions than a typical sign-up. It usually takes about 10–15 minutes, done once.

What you'll need ready:

  • Your full legal name and date of birth
  • Your home address, email and phone number
  • A NZ driver licence or passport (for identity verification)
  • Your NZ bank account details for payouts
  • Your IRD number, if requested
  • A short description of your activity β€” e.g. β€œfundraising / selling goods for a cause” (choose β€œindividual / sole trader” if you're not a business)

Steps:

  1. Sign in and open your dashboard.
  2. Click Connect your payout account (Stripe).
  3. Complete Stripe's hosted onboarding β€” Stripe collects your details and identity documents directly and runs the checks itself (KYC/AML).
  4. Wait for verification β€” usually minutes, sometimes a day or two.
  5. Start receiving donations and sales. Money pays out to your bank account on Stripe's schedule.
  6. Add your payment card from the dashboard when you're ready β€” it's charged automatically for your weekly 5% + GST platform fees. You don't need it to go live: fees only start once your fee-free allowance is used up, and anything owing is settled automatically once the card is in.

Good to know: Generous.nz uses Stripe Connect Standard accounts with Stripe-hosted onboarding. You never hand your bank details or ID to Generous.nz β€” Stripe collects them directly and the platform never sees them. This is the lowest-friction setup Stripe offers for fundraisers. Businesses and wholesalers follow the same flow; they're asked for company details instead, and they also add a payment card in their Billing settings that's used to pay the fundraiser's share automatically.

If the button still says β€œConnect your payout account” after onboarding, the verification may still be pending β€” click it to continue where you left off. If you get stuck, contact support@generous.nz.

Why do I need to verify my identity and give my bank details?β†’

Stripe is legally required to verify anyone who receives money (anti-money-laundering / know-your-customer laws). Because fundraisers receive payments, Stripe treats them like a seller β€” even if you're just selling cookies for a school trip.

The verification exists to protect everyone:

  • You β€” only you can receive the money; it can't be diverted to someone else.
  • Donors and buyers β€” they know the money goes to a real, verified person or organisation.
  • The platform β€” it keeps fraudsters and money laundering off the site.

Your bank details are used only for payouts. Your identity documents are used only by Stripe to verify who you are β€” Generous.nz never stores or sees them.

Understanding the admin Payments setup page→

The Payments setup page (Admin β†’ Payments setup) is the platform owner's Stripe health check. It shows configuration status without ever revealing secrets:

  • Secret key β€” whether Stripe keys are set and valid (they live in .env on the server).
  • Webhook secret β€” whether the payment webhook signing secret is configured.
  • Webhook events β€” the list of events Stripe must send (payments, refunds, disputes and invoices β€” including events from sellers' connected accounts). Missing events appear as warnings.
  • Connected accounts β€” fundraisers' and wholesalers' Stripe onboarding status, with a Refresh account status action to re-check after someone completes onboarding.

Use this page when payments aren't working: check the keys first, then the webhook events, then the connected account status. The full manual configuration guide is in docs/stripe-setup.md.

Organisations

Creating an organisation→
Create an organisation from your dashboard to run fundraisers as a team. Add your charity number to start verification.
Adding team members→
Owners and admins can invite members by email. Roles are Member, Admin and Owner, with safety rules: an org always keeps at least one owner, and only owners manage other owners.
Roles and permissions→
Members create campaigns, Admins manage members and settings, and Owners control everything including ownership.
Campaign builder→
Organisations create campaigns through the campaign builder in the organisation dashboard β€” choose the campaign type, fill in the details and story, then review and submit. It goes through the same review as any campaign, and appears on your storefront once it's approved.
Storefront and branding→
Your organisation gets a public storefront at /orgs/your-name β€” and, if you want, on your own domain.
  • Branding: logo, cover image and a brand colour β€” pick one of the presets (Forest, Ocean, Sunset, Royal, Berry) or enter your own hex colour.
  • What supporters see: your logo and blurb, your total raised, your badges (like Verified charity) and every approved campaign with its progress bar.
  • Custom domain: add it in organisation settings and point the DNS at us β€” the storefront is then served on your own address.
  • Only approved campaigns appear. Drafts, and anything still in review, stay private to your team.
Organisation reporting→
The organisation dashboard shows financials, supporter pages and event attendee lists across all your campaigns.

AI tools

AI fundraiser story generator→
On the campaign form, write a few sentences of detail in your story box (who you are, what happened and what the funds go toward), then tap "Generate with AI". The AI expands your notes into a full draft you can edit before publishing. You need enough detail first β€” the button stays locked until you've typed a bit about what you want to say.

Drafts are always written for Generous.nz: they never mention or link another website, and they tell supporters to give on your page here β€” not anywhere else.

AI product description generator→
Draft clear product descriptions from your listing title and condition.
AI organisation tools→
Organisations get dedicated AI tools for newsletters, sponsor proposals, grant drafts, emails and social posts, with history and editing.
AI moderation and fraud scoring→
Most things don't sit in a queue β€” they're checked the moment you save:
  • Banned items (weapons, drugs, stolen goods, counterfeits) are stopped immediately and held for a person, with the reason recorded β€” nothing is rejected automatically.
  • The AI reads your title, story or listing plus the account behind it, then scores the risk. Low-risk items are approved automatically and go live moments after you save.
  • Anything unclear β€” or anything that looks like an attempt to get around the banned list β€” goes to the human moderation queue with the reason shown.
  • Raffles are the exception. The AI never approves a raffle campaign or its tickets, however clean it looks. A person always checks the licence number against the register before a raffle can go live.
  • Anything already flagged always waits for a person. If our word check or the AI has raised a question about an item, the AI won't approve it over the top of that β€” a person clears the question first. That includes a prize draw, raffle, lottery or sweepstake described in a campaign that isn't set up as a raffle: games of chance need a licence under NZ law, so a person always checks.
  • Editing something that's already live sends it back for a fresh check.

Trust & safety

Identity verification→
Fundraisers and sellers verify their identity through Stripe Connect onboarding. Verified owners show an "Identity verified" badge.
Charity verification→
Claiming charity status β€” on an organisation or on a campaign β€” opens a check. The format of the Charities Services number (CC12345) and any duplicate claim are checked automatically, the AI reads the claim for anything that doesn't add up, and a person confirms it before the Verified charity badge appears.

Never trusted on the tick alone. Ticking the box doesn't put a badge on your page β€” until we've confirmed the number your page shows a neutral β€œcharity status: being checked” note. Raising money for a charity is different from being one: leave the box unticked and say who you're supporting in your story, with their permission.

See the Charity Verification Policy.
Reviews→
Reviews are for the products and businesses you buy from β€” they show on the product page and count towards the supplier's rating, not on the fundraiser's own page. Only supporters with a paid purchase or donation can leave one, and reviews are screened for prohibited content before they're published.
Trust badges→
Campaign pages and storefronts show badges like "Verified charity", "Identity verified", "Top fundraiser" and "Highly rated", computed from real activity. The charity badge is different from the rest: it is a claim about a third party, so it only appears once our team has confirmed the charity number β€” never from a tick box on its own.
Fraud detection and moderation→
Every campaign, listing, fundraiser and business is screened before it can go live, and orders are checked for fraud patterns (velocity, mismatched details, risky behaviour) before payment. An order that looks fraudulent is stopped before payment is taken; anything less certain goes ahead but is held for a human before it is fulfilled or paid out. Flagging can pause payouts while we look into it, and flagged content appears in the staff moderation queue with the reason attached. Nothing is cancelled by a machine β€” cancelling an order, rejecting content or suspending an account is always a person's decision. If you think something on the site looks wrong, see Reporting a problem or suspicious activity.
Reporting a problem or suspicious activity→
Contact safety@generous.nz to report suspicious campaigns, listings or users. Include the page link and what you saw.

Account & app

Signing in→
Sign in with your email and password, or with Google/Apple when enabled. Social logins link to existing accounts by email.
Notifications→
Transactional emails are sent automatically: receipts for donors and buyers, a celebratory "You received a payment" email to fundraisers when a donation or sale lands, fulfilment updates with courier tracking, and voucher delivery emails. Campaign updates are emailed to opted-in supporters and pushed to subscribed devices. Use the unsubscribe link in any email or your browser settings to stop campaign updates.
Holiday mode — pausing your account→
Going away, or need to stop selling for a while? Open Account β†’ Holiday mode and pick the date you want to pause from and the date you want to reopen. It can run for up to a year, and you can end it early at any time.
  • Your fundraiser pages stay online but show taking a break until <date>, and donations and orders are turned off β€” including anyone who tries to pay directly.
  • Your shop, tickets, raffles and supporter subscriptions sections are hidden while you're paused.
  • Nothing is deleted. Your pages, listings, orders and history are exactly as you left them, and everything reopens automatically on the date you chose.
  • You'll see a banner in your dashboard while it's on, with a link to end it early.

One thing to watch: if you have monthly supporter subscriptions running, those are handled by Stripe and keep charging while you're paused. If you want them to stop, cancel them before you pause (or get in touch and we'll help).

Closing (deleting) your account→
Open Account β†’ Delete my account and type DELETE to confirm. Here's what happens.

If you can delete straight away: your account is removed. Fundraiser pages are archived and hidden from the site, listings are withdrawn, and your name, email, password, passkeys and saved payment card are cleared. You'll be signed out.

If money or recent sales are still in play, we hold the deletion back and put your account into holiday mode instead, so buyers and invoices are still looked after. That happens when you have:

  • unpaid platform fee or business invoices;
  • payouts, or wholesale shares, still on their way to you;
  • paid orders you haven't marked as shipped or complete;
  • any sales, purchases or donations in the last 30 days β€” buyers can still ask for a refund in that window.

When that happens you'll see the exact list of what's outstanding and the date you can come back and delete β€” usually 30 days after your last sale. Deleting then works the same way.

What we keep. Orders, donations and invoices are retained after deletion because GST and consumer law require the financial record to be kept. Your personal details are removed from them, so they no longer identify you.

Changed your mind, or need something removed sooner? Email hello@generous.nz and we'll sort it out.

If we suspend an account→
Suspension is an enforcement action, not a label β€” so it takes the whole account offline at once:
  • every campaign goes back to draft (you can still see it, nobody else can);
  • listings and shop items are hidden from your pages;
  • wholesale catalogue items are paused, and the business no longer appears in the catalogue;
  • supporter pages stop taking donations, and checkout refuses donations and orders for that account even if someone has a direct link.

Existing paid orders still get fulfilled and paid out β€” suspension doesn't rewrite money that has already moved.

Coming back. When an account is reinstated, we put back exactly what came down β€” nothing more. If you (or the Stripe guard) changed or paused something in the meantime, it stays where it is.

Think it's a mistake? Email hello@generous.nz β€” every suspension is queued for a person to review, and you can ask us to take another look at any time.

Install the app→
Generous.nz is a progressive web app β€” use your browser's "Add to Home Screen" to install it on Android or iOS for an app-like experience.
Email preferences→
Every campaign-update email includes a one-click unsubscribe link. Transactional emails like receipts are always sent.
Referral programme→
Share your unique referral link and earn fee-free volume when new fundraisers or businesses join through it.
  • Fundraiser referrals: the new fundraiser gets a fee-free start ($250 as standard, more during a promotion), and you earn $50 of fee-free fundraising volume once they complete setup.
  • Business referrals: the new business gets a fee-free sales start ($1,000 as standard, more during a promotion), and you earn $200 of fee-free sales volume.
  • Anyone who clicks your link is tracked for 5 days β€” if they sign up within that window, the referral counts. The first link they open is the one that counts: later links never overwrite it.
  • Your link opens a dedicated landing page that explains the offer and bonus, with a button straight to the sign-up form.
  • Find your link, click stats and rewards on the Refer a fundraiser or Refer a business page in your dashboard.

Policies & legal

Terms and policies→
All agreements and policies are published on the legal documents page, including Terms of Service, Privacy Policy, Seller and Fundraiser Agreements, Refund and Dispute policies, AML/CFT and Charity Verification policies. That page also names the company that operates the platform (Web Studio Ltd, with its Companies Office record), and there's more about who we are on the About page.

Support

Who's behind Generous.nz→
Generous.nz is built and run by the team at Web Studio Ltd β€” a Christchurch company that has been trading since 2002. We're a small New Zealand team, and we use the platform ourselves: Generous.nz started because two of our own teenagers needed to fundraise and wanted to sell things rather than just ask (the full story is on the About page).

If you need our company details β€” for a grant application, a receipt, your accounts, or your own checks β€” here they are:

  • Registered name: Web Studio Ltd
  • Based in: Ōtautahi Christchurch, New Zealand
  • Registered: 15 August 2002
  • Company number: 1232732
  • NZBN: 9429036370351
  • Companies Office record: view the registration

A note on money, since it matters when you're handing over donations: the company runs the platform, but it never holds your funds. Payments are processed by Stripe and paid straight to the fundraiser's or business's own verified bank account, and the platform only ever invoices its own fee.

Questions about any of this? Email hello@generous.nz β€” you'll get a person, not a script.

Contacting support→
For help with payments, refunds or disputes: support@generous.nz. For safety concerns: safety@generous.nz.
Common troubleshooting→
Payments not completing? Check the card details and that the campaign has a connected payout account. Page not updating? Refresh or try again shortly. Persistent issues β€” contact support.
Reporting a problem→
Describe what happened, what you expected, and include the page URL. Screenshots help.
Requesting a feature→
We'd love to hear it β€” send feature ideas to support@generous.nz.